Investing in a property for sale in Mallorca is one of the best decisions that you can make. Our ample catalogue of properties covers all types of properties and budgets, to perfectly suit all your needs. All you have to do is arrange an appointment with our real estate agents and trust a company with 50 years of experience in the purchase and sale of real estate.
We know that, to make an investment, it is often convenient to apply for a mortgage from your bank, so at Nova Mallorca we want to make it easier for you to understand this procedure. We will be telling you everything you need to know about them in this blog article.
Although applying for and processing a mortgage is a common practice when buying a house in Mallorca, it is also an operation with certain risks and complexities. Which is why it is advisable to have the support of a well-known real estate agency such as Nova Mallorca, don’t rush and read over the fine print of your loan. If you want to make sure that the conditions are the most beneficial for your situation we recommend always trusting in a recognised notary for greater legal certainty. Don’t take the risk, getting a mortgage in Mallorca is simpler than you might think, having a certain amount of assets and job stability are two determining factors which will ensure everything be a success.
Following what we have mentioned above, we want to give you a series of tips for when it comes to processing your mortgage in Mallorca. Above we mentioned the importance of calmly reading over the details of the loan. That is because it is important to read every word in the contract, as it is a highly important process and which entities allow you to study for up to three days with no obligations. On the other hand, we recommend comparing interest rates, commissions and the fine print of the mortgage in order to avoid any unnecessary scares. Just because a rate is particularly low that doesn’t mean that it’s in your best interests to choose it. Don’t fall into the trap! And lastly: ask for the help of a professional such as our real estate agents. Detecting possible prohibitive clauses can help you to report malpractice and avoid future headaches which can have lifelong economic consequences. Find your balance point between the total duration and fees... and start working on your dream!
At Nova Mallorca we guarantee professionalism, experience and unbeatable customer service. Your objectives are ours; and your dreams, are our goals. Contact our real estate agency in Mallorca and build your future on this idyllic island. We can’t wait to hear from you!
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